Expert Business
Advisory for
your business
Business Planning, Tax Planning, Cash Flow Forecasting, Budgeting and More…
Let your business thrive with expert business advisory services
At SBA Advisory our aim is to help your business thrive, by helping you operate more efficiently and achieve your business goals. We provide tailored business advisory services designed to meet your unique business needs.
Our business advisory services are practical, personalised and designed to help you succeed whatever your goals. Whether you are growing your business, selling, planning for succession or managing the day to day. Your local SBA Business Advisor can support you with business planning, budgeting, cash flow forecasting, tax planning, buying or selling a business, succession planning and more.
Our Business Advisory Services
Business Planning
Build a business plan that will guide you through each stage of starting or growing your business.
A business plan sets clear goals, strategies and action steps tailored to your business. It helps you identify challenges early, measure progress and stay accountable, making it easier to secure finance. Plus, it gives you confidence in setting the direction of your business.
- Set clear business growth objectives for the next 12+ months
- Develop a strategic business plan with actionable steps to reach your objectives
- Identify revenue benchmarks and financial goals
- Identify potential challenges and provide strategies to mitigate them
- Help you prioritise and allocate resources effectively and streamline operations
Tax Planning
Our tax planning services give you strategic advice to optimise your tax position, minimise liability and stay compliant with NZ tax laws and requirements.
We work with small business owners to provide clarity on what to tax pay and when, how to plan ahead and how to reduce tax where possible, all while supporting your wider business goals and future growth.
- Conduct a deep dive into your financials to identify opportunities for tax deductions & tax savings
- Offer guidance on how to structure financial investments & business activities
- Understand & plan for your income tax obligations & take advantage of any tax reliefs & deductions available
- Align tax payments with your cash flow & keep money in the business to help you grow
- Develop tax-efficient strategies for reinvesting profits back into your business
Budgeting
A financial budget is a powerful tool for managing your business resources more efficiently.
We will work with you to create a detailed and realistic budget that gives a clear understanding of where your money is going and when, and help improve cashflow. We also help you track performance against targets, make informed decisions and stay in control of your finances.
- Review current income, expenses and cash flow
- Identify cost-saving opportunities and set achievable financial targets
- Compare actual performance against budgeted results, highlighting areas for improvement
- Ensure every dollar is allocated efficiently, reducing waste and overspending
- Get a detailed budget to guide decisions and stay in control of your finances
Cash Flow Forecasting
An in-depth cash flow forecast for the year ahead, giving you a clear and detailed picture of your business’s financial health.
A cash flow forecast is essential when buying or growing a business, or applying for finance, it helps you anticipate major expenses, adjust to changes and make confident decisions for growth.
- Analyse your current cash flow and identify any cash flow problems
- Avoid cash shortages by anticipating future needs
- Prepare a detailed cash flow forecast
- Set cash flow improvement goals and actionable steps to improve cashflow
- Make better decisions about spending, investing or expanding based on predicted cash availability
Succession Planning
Whether you are looking to exit your business sooner or later, a well prepared succession plan helps you achieve a smooth transition and maximise the overall value of your business.
A good succession plan also gives you clarity around timing, structure and next steps, ensuring you and your business are fully prepared and ready for the future.
- Identify the right successor or buyer for your business and key timing
- Create a succession plan considering your business and personal goals
- Prepare your business for sale or transition, increasing its appeal and valuation
- Structure the handover to minimise disruption
- Ensure your financial and tax position is well planned
Buying/Selling a Business
Whether you are buying or selling a business, you need clear financial insights to make confident decisions.
We provide in-depth financial reports and viability assessments, reviewing performance, risks and future potential so you understand the true value and sustainability of the business you are buying or selling. This helps you decide if you can afford it, how successful it could be and achieve the best possible outcome.
Buying a business.
- Help you understand profitability and costs and if you can afford to run it
- Provide financial reports and commentary to help you get finance
- Set up the financial structure of the new business
Selling a business.
- Provide key reporting to show the business in its best light
- Identify areas in advance to cut expenses and show more revenue before selling
- Help prepare the financials for potential buyers
